Money Reality

Reality checks and uncomfortable truths about money reality careers in India.


Move from broad signals to role-specific decisions in this order:

  1. Salary Reality baseline
  2. Money Reality role deep dives
  3. Monthly Career Reality Index
Data

Salary Reality Check

Benchmark your expectations.

Tool

CTC Decoder

Know your actual take-home.

P. Mishra · January 2026

Why You're Still Broke at 30: The Money Mistakes Nobody Warned You About

The Story You've Been Told: "Salary increases will solve money problems" "Just cut that morning coffee and you'll be rich" "Investment returns will make you …

P. Mishra · January 2026

The Freelancing Reality: Freedom vs Financial Instability

The freelancing dream is everywhere. Work from anywhere. Be your own boss. Set your own rates. Choose your clients. LinkedIn is full of people who …

P. Mishra · January 2026

The Equity Trap: When Your Stock Options Are Worthless Paper

The startup equity dream goes like this: "Take a 30% salary cut now, but your equity will be worth ₹2-3 Crore at exit." "Join early, …

P. Mishra · January 2026

Why Side Hustles Don't Scale for Most People

The side hustle narrative is everywhere: "I make ₹2 Lakhs/month from my side hustle while working full-time." "Multiple income streams are the key to financial …

Shiv Mishra · January 2026

The Remote Work Salary Trap: When Geographic Arbitrage Cuts Both Ways

The promise of remote work for foreign companies seemed like a cheat code: Earn $80-150K while living in India. Save 70%+ of your income due …

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