Financial Reality

Reality checks and uncomfortable truths about financial reality careers in India.


Move from broad signals to role-specific decisions in this order:

  1. Salary Reality baseline
  2. Financial Reality role deep dives
  3. Monthly Career Reality Index
Data

Salary Reality Check

Benchmark your expectations.

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CTC Decoder

Know your actual take-home.

P. Mishra · January 2026

The Home Loan Trap: Why Your Dream House Might Be Your Financial Prison

The Home Ownership Dream: Rent is throwing money away Real estate always appreciates Own home = Financial security It is what responsible adults do What …

P. Mishra · January 2026

What ₹20 LPA Actually Feels Like in India

The "20 LPA" number carries a heavy cultural weight in India. For decades, it was the benchmark of the upper-middle class. It signaled arrival. The …

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